Savings & Money Market
Together we grow. Meeting your financial goals with Main Street Bank.
Statement Savings
No matter if you’re saving for a shiny new car or for a rainy day—we can help you get there! If you need the flexibility to make deposits or withdrawals electronically, our Statement Savings account may be what you need.
- A monthly service charge of $5 when the balance falls below $50 any day of the statement cycle (account may close).
- Your APY and interest rate are variable and may change. At our discretion, we may change the interest rate on your account.
- Interest is compounded and paid quarterly. Service charges may reduce earnings.
- You will get a monthly account statement (unless there are no electronic transactions in a particular month. In any case you will get the statement at least quarterly).
- Transaction Limits apply. See Personal Account Disclosure & Fee Schedule for further information.
Money Market
If you want to boost your savings efforts by earning a competitive interest rate, our Money Market Investor can help you reach your goals faster. Unlike a traditional savings account, this combination checking/savings account lets you write checks directly from your account.
Maximize Money Market
- Variable interest rates for balances $0 - $24,999.99 received are at 0.30% annual percentage yield (APY) and balances $25,000 and greater will receive an APY of 4.00%.
- $25,000 minimum balance to earn stated Annual Percentage Yield (APY).
- A monthly service charge of $15 when balance falls below $25,000 any day of the statement cycle.
- Your APY and interest rate are variable and may change. At our discretion, we may change the interest rate on your account.
- Interest is compounded monthly and credited on the cycle date (monthly). Service charges may reduce earnings.
- Combined total of checks written and electronic transactions may not exceed six (6) during the same cycle period.
- Statements sent monthly with check images (12 images per page) at no charge.
- You will get a monthly account statement (unless there are no electronic transactions in a particular month. In any case you will get the statement at least quarterly).
- See Personal Account Disclosure & Fee Schedule for further information.
Money Market Investor
- A monthly service charge of $10 when the balance falls below $2,500 any day of the statement cycle.
- Your APY and interest rate are variable and may change. At our discretion, we may change the interest rate on your account.
- Interest is compounded monthly and credited on the cycle date (monthly). Service charges may reduce earnings.
- Combined total of checks written and electronic transactions may not exceed six (6) during the same cycle period.
- Statements sent monthly with check images (12 images per page) at no charge.
- You will get a monthly account statement (unless there are no electronic transactions in a particular month. In any case you will get the statement at least quarterly).
- See Personal Account Disclosure & Fee Schedule for further information.
Student Savings
It’s never too early to start making savings a habit. Whether you’re a parent teaching your young child the benefits of saving or a high school student saving for your first car, our convenient Student Savings account will introduce you to the fundamentals of saving. Student Savings accounts are for those from birth to age 18, and these accounts will automatically convert to a Statement Savings account on the child’s 18th birthday.
- No monthly service charge.
- Your APY and interest rate are variable and may change. At our discretion, we may change the interest rate on your account.
- Interest is compounded and paid quarterly. Service charges may reduce earnings.
- You will get a monthly account statement (unless there are no electronic transactions in a particular month. In any case you will get the statement at least quarterly).
- Transaction Limits apply. See Personal Account Disclosure & Fee Schedule for further information.
Rates & Specials