CHECKING ACCOUNTS

Checking that fits your lifestyle.

Impact your life with Impact Checking

• Variable interest rates for balances up to and including $15,000 received are at 6.00% annual percentage yield and balances $15,000.01 and greater will receive an APY of 0.25% when the reward requirements are met.  To earn the reward, complete only 10 debit card purchases of $10 or more during a statement cycle
• If 10 debit card purchases of $10 or more are not completed, the rate earned will be 0.05% APY
• Minimum to open the account is $100
• Monthly eStatement is available for no charge and a paper statement is available for a monthly service charge of $3
• First order of Custom Creations wallet checks through Main Street Bank are free³
• Service charge may reduce earnings
• Unlimited check writing on collected balances
• Your APY and interest rate may change.  At our discretion, we may change the interest rate on your account
• See account disclosure and fee schedule for additional details

Platinum Checking will make the most of your funds and provide a premium interest rate!

• $100 minimum balance to open the account
• No minimum balance to earn interest. Variable interest rates for balances received are: 
  • $0-$499,999.99: 0.50% Annual Percentage Yield and 0.50% interest rate
  • $500,000 and greater: 0.50% to 0.38% APY and 0.25% interest rate.
• A monthly service charge of $15 when the balance falls below $2,500 any day of the statement cycle
• Monthly E-Statement is available for no charge and a paper statement is available for a monthly service charge of $3.00
• First box of Custom Creations Wallet checks free³  
• Unlimited check writing on collected balances
• See account disclosure and fee schedule for additional details

Classic Checking is an easy-to-use account with no monthly service charge

• $25 minimum opening deposit
• No monthly service charge 
• First box of Custom Creations Wallet checks free³  
• Noninterest-bearing
• Your choice of monthly paper statements or E-Statements at no charge. Check images can be sent with the monthly statement for a $3.00 monthly fee.

Senior Checking helps you manage your finances with ease and confidence for every stage of life.

• $25 minimum opening deposit
• No monthly service charge 
• First box of Custom Creations Wallet checks free³  
• Interest-bearing
• Your choice of monthly paper statements or E-Statements at no charge. Check images can be sent with the monthly statement for a $3.00 monthly fee.

Student Checking is a great way to be introduced into the checking account world

• $25 minimum opening deposit
• No monthly service charge 
• First box of Custom Creations Wallet checks free³  
• Noninterest-bearing
• Your choice of monthly paper statements or E-Statements at no charge. Both options include check images.
• Available for those individuals 14 to 18 years of age. On the 18th birthday, the account will be converted to a Main Street Bank Classic Checking Account. All Classic Checking Account rules will apply.

Each of our checking accounts includes:

• Main Street Bank Debit Mastercard^®
• Online Banking
• Online Bill Pay¹
• Mobile Banking²
• TeleBanking
• E-Statements
• Combined Statements

View Important Information & Fees

View Current Rates

Additional Information:

1. No charge for the first 20 bills paid each month, then $.75 for each bill thereafter (based on “Send on Date”). Online Bill Pay is not available for Student Checking Accounts.
2. Charges implied by your communications provider may apply, including messaging and data rates.
3. Only if ordered through Main Street Bank.